Cosmetic Dentistry: Is It Covered By Insurance?
Unfortunately, cosmetic dentistry is largely uncovered by dental insurance because it is considered an elective treatment that is not medically necessary. Dental insurance does not want to pay for treatments that are not vital for the restoration, repair, or prevention of oral health problems.
With that being said, some cosmetic treatments offer both cosmetic and restorative properties, such as dental bonding, which can repair damaged teeth. Depending on how your insurance classifies this treatment, it may fall under restorative treatment and be partially covered.
Since there is a lot of overlap between restorative and cosmetic dentistry, you will need to contact your insurance provider directly to find out if they will cover certain treatments and to what extent.